Not always! In many cases you can walk into a pharmacy, provide your insurance card, and walk out with 8 free tests! No paperwork or reimbursement required.
If you have health insurance in the U.S. (via your employer, Medicare Part B, Medicaid, or the Affordable Care Act marketplace) **EACH PERSON** in your family covered on that plan can get 8 rapid tests *per month*. Yes, this means that if you have a family of 5 (like this Nerdy Girl), you can get 40 rapid tests covered by your insurance a month!
Most importantly, in many cases you don’t need to file any paperwork. Just visit a pharmacy or store that your health plan has designated as “in network”, provide your insurance card at the pharmacy counter, and request 8 tests for each person covered by the plan! EDITED: There are some exceptions as noted by our readers in comments on Facebook.
Walgreens and CVS have even developed a handy tool on their websites that allows you to check if tests are in stock at a store near you, enter your insurance information, and order tests for pick-up, for most insurance types. Check out “Links and Resources” below for those links, as well as more information.
Stay safe. Stay well.
Those Nerdy Girls
Links and Resources
Don’t forget, right now you can also get 4 free rapid tests per household, regardless of whether you have insurance or not. See here for more info.